socialMediaIconsocialMediaIconsocialMediaIconsocialMediaIconsocialMediaIcon

Germany's first Real Estate Crypto Token

socialMediaIcon
socialMediaIcon
socialMediaIcon
socialMediaIcon
socialMediaIcon
We offer the first Real Estate Token fully approved by the German Financial Market Authority (BaFin) that represent a portfolio of German Commercial Real Estate – which generates a planned annual yield of 4% plus returns from possible sales revenues.
Investor Deck
Securities Prospectus (English)
Securities Prospectus (German)

The Fundament Real Estate Token

Steady Value Growth

The Fundament Token represent a diversified portfolio of German Commercial Real Estate – which gives it a steady value growth and a planned annual yield of 4% (IRR) plus possible sales revenue.

Liquidity

Fundament will bring liquidity into a traditional illiquid asset class and can be traded on licensed exchanges and peer-to-peer 24/7.

Regulation

The Fundament Token is the first fully approved and regulated Real Estate Token by the German Financial Market Authority (BaFin).

German Real Estate

Fundament has a focus on the German Commercial Real Estate market; one of the most stable markets in the world over the past decade. Fundament has an existing Seed-Portfolio & access to an extensive project pipeline through his shareholder Bauwens Group.

Integrity & Experience

Fundament Token is a project of German industry experts and compliant with German regulations.

As featured in

featuredInImagefeaturedInImagefeaturedInImagefeaturedInImage
quotes
We can confirm that we granted approval for a Fundament Group prospectus. It has indeed been the first time we have approved a prospectus regarding blockchain-based real estate bonds [...].
A representative of BaFin told Coindesk on 23 July 2019

How the Fundament Real Estate Token works

The Fundament Real Estate Token is estimated to have a sustainable value growth. While offering the full upside potential for its investors, it is backed by a diversified underlying real estate portfolio.

Investors can benefit from a regular cash flow, paid out either in EUR or ETH, as well as the value-added yield of the properties that are held in the portfolio.

Start investing in German real estate today.
Benefit from planned regular cash flows and sales revenues.

Investment Overview

IssuerFundament RE Germany GmbH (local court Hamburg; HRB 150935)
Type of investmentSubordinated token-based bonds with annual variable interest rates
Type of incomeIncome from capital assets
Estimated rate of return4% p.a. (IRR) plus possible sales revenue
Token priceEach token has a nominal value of EUR 1 at the time of issuance
Currency of issuanceDividends and repayments are denominated in EUR
Repayment100% of the nominal amount of the token-based bonds, as scheduled on 31 December 2033
Methods of paymentInvestments and payments are made in EUR or Ether
Annual interests paymentsAnnually on 31 July

6.7 Billion Euro Real Estate Pipeline

Access to suitable investment projects and cooperation with experienced partners are decisive factors for our success.

With the Bauwens Group, one of the largest real estate project developers in Germany, the Fundament Real Estate has onboarded a strong strategic partner and investor at its side, who currently manages a project development pipeline with a volume of EUR 6.7 billion. Fundament Real Estate will benefit from exclusive access to the real estate projects.

investmentArea
Area: Hamburg
Volume: EUR 8.2 million
Status: Invested
Asset class: Daycare center
New construction project of a daycare center with approx. 1,200 m² above ground. A 20-year lease agreement has been signed.
investmentArea
Area: Jena
Volume: EUR 23 million
Status: Invested
Asset class: Micro-/ Student Apartment Complex
New construction of a micro- and student living complex in the center of the student city Jena with over 18,000 students. The development with 106 units has approx. 7,200 m² above ground.
investmentArea
Area: Frankfurt
Volume: EUR 17.5 million
Status: Due Diligence
Asset class: Commercial and residential
New construction of a commercial and residential building in prime location of Fulda, a suburb of the banking metropolis Frankfurt (river rhine). The development has approx. 4,130 m² above ground and 29 parking spaces.

Start investing in German real estate today.
Benefit from planned regular cash flows and sales revenues.

Management and Board

Thomas Ermel
Thomas Ermel

Chief Executive Officer

Thomas Ermel has more than 10 years of experience in financing real estate project developments. Previously, he was the founder and CEO of the fund provider One Group GmbH. In 2013, One Group GmbH was sold to ISARIA Wohnbau AG, Munich - one of the top 10 project developers in Germany. He was responsible for more than 10,000 investors and EUR 300 million managed funds.
Felix Ermel
Felix Ermel

Chief Operating Officer

Felix Ermel has been active in real estate financing and project development for over ten years. He is a founding member of One Group GmbH. As a shareholder and managing director of the asset manager Silver Lining GmbH, he is responsible for the operational project development business in Germany since 2015, with a focus on residential and commercial uses. 

Advisors

Florian Glatz
Florian Glatz

Lawyer

Florian Glatz is a lawyer, software developer and entrepreneur with many years of experience in the area of blockchain. He is the founding president of the German Blockchain Association and was involved in the founding of the european blockchain association INATBA.
Robin Matzke
Robin Matzke

Attorney-at-Law

Robin Matzke is a lawyer and blockchain expert. He is an advisor to the German Parliament. He is finishing his PhD-thesis on phantom stocks at Humboldt-University Berlin.
Jan von Lewinski
Jan von Lewinski

Advisor

Jan von Lewinski has more than 25 years of proven expertise in the real estate industry. He was COO of ISARIA Wohnbau AG, Munich, which was listed on the Prime Standard of the Frankfurt Stock Exchange. He was responsible for a real estate development pipeline of more than EUR 1.2 billion. Before that he worked as COO for a multinational family office.
Dennis Huget
Dennis Huget

Tax & Company Structuring

Dennis Huget has been advising medium-sized companies, investors, shareholders and wealthy private individuals on tax and business management issues for more than 15 years. Since 2013 he is Partner of “nbs partners”, a boutique tax-and law firm with an operating focus on the German market.